Finding the right home at the right price is just one part of a real estate transaction. Goodwin & Thyne Properties is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 805-899-1100 if your needs include a professional REALTOR® ready for the business side of real estate.

What closing costs should you expect?

There are certain normal costs linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help show you through the deal.

Closing costs that are loan-related    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you know exactly where your money is going.

Buyers: If you are buying a house in Santa Barbara County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not shocked when you show up at the closing table. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates of concern.

Learn more about our “Smart Buyer Program” and “Smart Seller Program”.  
These programs are designed to save you thousands of dollars on your next
purchase or sale while providing you the best service in the industry. 
Call  (805) 899-1100  or e-mail  TeamGT@GTprop.com with any questions.

CA DRE #01477382


Goodwin & Thyne Properties 2000 State Street Santa Barbara, CA 93105
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